Jain Heights Apartments vs Villa vs Plot - Which One to Choose?

752 Views Updated: 29 Aug 2018
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Deciding to invest in an apartment, house or a plot puts an investor in a major dilemma because a lot of hard earned money has to be put to some good use. Buyers choose according to their lifestyle preferences, location in which they have decided to settle down, and the level of responsibilities. Whereas, investors have to contemplate how much capital gains and return on investment they can earn. All the three options offer their own sets of advantages and disadvantages.

Buying an apartment like one in the Jain Heights, relieves you with worries about holding any responsibilities about basic amenities, whereas, purchasing a land provides you with the benefits of many assured rewards. A villa, on the other hand, gives you a freedom of modifying it according to your priorities.


Though Villas are usually expensive than apartments, they have a great long-term value if you are planning to reside for a long term. However, buying an apartment requires you to take care of all the important aspects like locality, size, and the facilities you are being provided. Villas are spread across a horizontal space which can be utilized for making your own garden and parking spaces. Whereas, in apartments, you get your parking space already with all other amenities. Plots on the other hand, largely depend on the size and locality. With most of the space occupied the apartments and buildings, the value of land gets appreciated very quickly.

Tax Benefits

Buying a property can make you eligible for Income Tax benefits on principle and interest repayment under the Income Tax Act, 1961. According to sections 24 and 80C enable home loan borrowers to get a deduction of INR 2 Lakhs and INR 1.5 Lakhs respectively. Homes and Loans by Bajaj Finserv offer great options to invest in big projects ranging from Rs. 30 lakhs to 10 Crore with a smoother documentation. Along with that, they also help you find the best investment option amongst apartments, villas, and plots.

Earning Opportunities

For earning a regular income, investing or buying a house is the best option for you, because even if you are not residing in it, letting it for rent will be a great source of income for you. Also, in case of earning a good amount of return on investment, apartments and rentable flats have much more scope as they generate a greater demand than villas or apartments. However, if you are only looking for living a luxurious life without any disturbances from your neighborhood, purchasing villas in Bangalore is the best option you can choose.

Duplex flats in Bangalore and other areas like Mumbai and Chennai have many differences between them. A duplex house is a residential unit especially constructed for a single with two floors. Whereas, constructing a duplex villa is entirely dependent on the choice of the owner, how many floors they want to build in it.

While deciding between which type of residential area you want to invest or buy, it is extremely important to take care of your long-term needs. It also includes deciding about the duration for which you are planning to stay in it, and the purpose for which you want to buy. If you have decided to finally settle down in a city, buying a plot or a villa is a good investment for a longer run. Whereas, if you are still not ready to reside and want a regular source of income for you, buying an apartment and letting it out for rent is the option you should choose. 

Posted by: prafullamishra02 Posts: (2) Opinions: (0) Points: 0 Rank: 0

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